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The most trifling actions that affect a man's credit are to be regarded.
The sound of your hammer at five in the morning, or nine at night, heard by a creditor, makes him easy six months longer; but, if he sees you at a billiard-table, or hears your voice at a tavern, when you should be at work, he sends for his money the next day; demands it, before he can receive it, in a lump.
It shows, besides, that you are mindful of what you owe; it makes you appear a careful as well as an honest man, and that still increases your credit.
Beware of thinking all your own that you possess, and of living accordingly. It is a mistake that many people who have credit fall into.
To prevent this, keep an exact account for some time, both of your expenses and your income. If you take the pains at first to mention particulars, it will have this good effect: you will discover how wonderfully small, trifling expenses mount up to large sums, and will discern what might have been, and may for the future be saved, without occasioning any great inconvenience.
In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two words, _industry_ and _frugality_; that is, waste neither _time_ nor _money_, but make the best use of both. Without industry and frugality nothing will do, and with them every thing. He that gets all he can honestly, and saves all he gets (necessary expenses excepted), will certainly become _rich_, if that Being who governs the world, to whom all should look for a blessing on their honest endeavours, doth not, in his wise providence, otherwise determine.
AN OLD TRADESMAN.
TO GEORGE WHITEFIELD
Philadelphia, July 6, 1749.
DEAR SIR
Since your being in England, I have received two of your favours and a box of books to be disposed of. It gives me great pleasure to hear of your welfare and that you purpose soon to return to America.
We have no news here worth writing to you. The affair of the building remains in _statu quo_, there having been no new application to the a.s.sembly about it, or anything done in consequence of the former.
I have received no money on your account from Mr. Thanklin, or from Boston. Mrs. Read and your other friends here, in general, are well, and will rejoice to see you again.
I am glad to hear that you have frequent opportunities of preaching among the great. If you can gain them to a good and exemplary life, wonderful changes will follow in the manners of the lower ranks; for _ad exemplum regis_, etc. On this principle, Confucius, the famous Eastern reformer, proceeded. When he saw his country sunk in vice, and wickedness of all kinds triumphant, he applied himself first to the grandees; and having, by his doctrine, won _them_ to the cause of virtue, the commons followed in mult.i.tudes. The mode has a wonderful influence on mankind; and there are numbers who, perhaps, fear less the being in h.e.l.l, than out of the fas.h.i.+on. Our most western reformations began with the ignorant mob; and when numbers of them were gained, interest and party views drew in the wise and great. Where both methods can be used, reformations are likely to be more speedy. O that some method could be found to make them lasting! He who discovers that will, in my opinion, deserve more, ten thousand times, than the inventor of the longitude.
My wife and family join in the most cordial salutations to you and good Mrs. Whitefield.
I am, dear Sir, your very affectionate friend, and most obliged humble Servant
BENJAMIN FRANKLIN.
PROPOSALS RELATING TO THE EDUCATION OF YOUTH IN PENSILVANIA
PHILADELPHIA: PRINTED IN THE YEAR, MDCCXLIX[33]
"Advertis.e.m.e.nt to the Reader.
"It has long been regretted as a Misfortune to the Youth of this Province, that we have no ACADEMY, in which they might receive the Accomplishments of a regular Education. The following Paper of Hints towards forming a Plan for that Purpose, is so far approv'd by some publick-spirited Gentlemen, to whom it has been privately communicated, that they have directed a Number of Copies to be made by the Press, and properly distributed, in order to obtain the Sentiments and Advice of Men of Learning, Understanding, and Experience in these Matters; and have determined to use their Interest and best Endeavours, to have the Scheme, when compleated, carried gradually into Execution; in which they have Reason to believe they shall have the hearty Concurrence and a.s.sistance of many who are Wellwishers to their Country. Those who incline to favour the Design with their Advice, either as to the Parts of Learning to be taught, the Order of Study, the Method of Teaching, the conomy of the School, or any other Matter of Importance to the Success of the Undertaking, are desired to communicate their Sentiments as soon as may be, by Letter directed to B. FRANKLIN, _Printer_, in PHILADELPHIA."
PROPOSALS
The good Education of Youth has been esteemed by wise Men in all Ages, as the surest Foundation of the Happiness both of private Families and of Commonwealths. Almost all Governments have therefore made it a princ.i.p.al Object of their Attention, to establish and endow with proper Revenues, such Seminaries of Learning, as might supply the succeeding Age with Men qualified to serve the Publick with Honour to themselves, and to their Country.
Many of the first Settlers of these Provinces were Men who had received a good Education in _Europe_, and to their Wisdom and good Management we owe much of our present Prosperity. But their Hands were full, and they could not do all Things. The present Race are not thought to be generally of equal Ability: For though the _American_ Youth are allow'd not to want Capacity; yet the best Capacities require Cultivation, it being truly with them, as with the best Ground, which unless well tilled and sowed with profitable Seed, produces only ranker Weeds.
That we may obtain the Advantages arising from an Increase of Knowledge, and prevent as much as may be the mischievous Consequences that would attend a general Ignorance among us, the following _Hints_ are offered towards forming a Plan for the Education of the Youth of _Pennsylvania_, viz.
It is propos'd,
That some Persons of Leisure and publick Spirit apply for a CHARTER, by which they may be incorporated, with Power to erect an ACADEMY for the Education of Youth, to govern the same, provide Masters, make Rules, receive Donations, purchase Lands, etc., and to add to their Number, from Time to Time such other Persons as they shall judge suitable.
That the Members of the Corporation make it their Pleasure, and in some Degree their Business, to visit the Academy often, encourage and countenance the Youth, countenance and a.s.sist the Masters, and by all Means in their Power advance the Usefulness and Reputation of the Design; that they look on the Students as in some Sort their Children, treat them with Familiarity and Affection, and, when they have behav'd well, and gone through their Studies, and are to enter the World, zealously unite, and make all the Interest that can be made to establish them, whether in Business, Offices, Marriages, or any other Thing for their Advantage, preferably to all other Persons whatsoever even of equal Merit.
And if Men may, and frequently do, catch such a Taste for cultivating Flowers, for Planting, Grafting, Inoculating, and the like, as to despise all other Amus.e.m.e.nts for their Sake, why may not we expect they should acquire a Relish for that _more useful_ Culture of young Minds.
_Thompson_ says,
"'Tis Joy to see the human Blossoms blow, When infant Reason grows apace, and calls For the kind Hand of an a.s.siduous Care.
Delightful Task! to rear the tender Thought, To teach the young Idea how to shoot; To pour the fresh Instruction o'er the Mind, To breathe th' enliv'ning Spirit, and to fix The generous Purpose in the glowing Breast."
That a House be provided for the ACADEMY, if not in the Town, not many Miles from it; the Situation high and dry, and if it may be, not far from a River, having a Garden, Orchard, Meadow, and a Field or two.
That the House be furnished with a Library (if in the Country, if in the Town, the Town Libraries may serve) with Maps of all Countries, Globes, some mathematical Instruments, an Apparatus for Experiments in Natural Philosophy, and for Mechanics; Prints, of all Kinds, Prospects, Buildings, Machines, &c.
That the Rector be a Man of good Understanding, good Morals, diligent and patient, learn'd in the Languages and Sciences, and a correct pure Speaker and Writer of the _English_ Tongue; to have such Tutors under him as shall be necessary.
That the boarding Scholars diet together, plainly, temperately, and frugally.
That, to keep them in Health, and to strengthen and render active their Bodies, they be frequently exercis'd in Running, Leaping, Wrestling, and Swimming, &c.
That they have peculiar Habits to distinguish them from other Youth, if the Academy be in or near the Town; for this, among other Reasons, that their Behaviour may be the better observed.
As to their STUDIES, it would be well if they could be taught _every Thing_ that is useful, and _every Thing_ that is ornamental: But Art is long, and their Time is short. It is therefore propos'd that they learn those Things that are likely to be _most useful_ and _most ornamental_.
Regard being had to the several Professions for which they are intended.
All should be taught to write a _fair Hand_, and swift, as that is useful to All. And with it may be learnt something of _Drawing_, by Imitation of Prints, and some of the first Principles of Perspective.
_Arithmetick_, _Accounts_, and some of the first Principles of _Geometry_ and _Astronomy_.
The _English_ Language might be taught by Grammar; in which some of our best Writers, as _Tillotson_, _Addison_, _Pope_, _Algernoon Sidney_, _Cato's Letters_, &c; should be Cla.s.sicks: the _Stiles_ princ.i.p.ally to be cultivated, being the _clear_ and the _concise_. Reading should also be taught, and p.r.o.nouncing, properly, distinctly, emphatically; not with an even Tone, which _under-does_, nor a theatrical, which _over-does_ Nature.
To form their Stile they should be put on Writing Letters to each other, making Abstracts of what they read; or writing the same Things in their own Words; telling or writing Stories lately read, in their own Expressions. All to be revis'd and corrected by the Tutor, who should give his Reasons, and explain the Force and Import of Words, &c.
To form their p.r.o.nunciation, they may be put on making Declamations, repeating Speeches, delivering Orations, &c.; The Tutor a.s.sisting at the Rehearsals, teaching, advising, correcting their Accent, &c.
But if History be made a constant Part of their Reading, such as the Translations of the _Greek_ and _Roman_ Historians, and the modern Histories of ancient _Greece_ and _Rome_, &c. may not almost all Kinds of useful Knowledge be that Way introduc'd to Advantage, and with Pleasure to the Student? As
GEOGRAPHY, by reading with Maps, and being required to point out the Places _where_ the greatest Actions were done, to give their old and new Names, with the Bounds, Situation, Extent of the Countries concern'd, &c.
CHRONOLOGY, by the Help of _Helvicus_ or some other Writer of the Kind, who will enable them to tell _when_ those Events happened; what Princes were Cotemporaries, what States or famous Men flourish'd about that Time, &c. The several princ.i.p.al Epochas to be first well fix'd in their Memories.
ANTIENT CUSTOMS, religious and civil, being frequently mentioned in History, will give Occasion for explaining them; in which the Prints of Medals, Ba.s.so-Relievos, and antient Monuments will greatly a.s.sist.
MORALITY, by descanting and making continual Observations on the Causes of the Rise or Fall of any Man's Character, Fortune, Power &c. mention'd in History; the Advantages of Temperance, Order, Frugality, Industry, Perseverance &c., &c. Indeed the general natural Tendency of Reading good History must be, to fix in the Minds of Youth deep Impressions of the Beauty and Usefulness of Virtue of all Kinds, Publick Spirit, Fort.i.tude, &c.