Doom Lord Chapter 79

Chapter 79-  Bank

Cheng Yang followed by w.a.n.g Lu arrived before the profession statues, he asked: “What profession do you want to transfer to? ”

w.a.n.g Lu looked stunned, she asked: “I can choose? From what other people said, don’t I need to have my personal talent look at first before transferring?

Originally, Cheng Yang wanted to say something, but then decided to swallowed it back, he said: “It’s indeed true that the personal talent need to be check. Alright, let me give you a test first. ”

Then, Cheng Yang consumed a little bit of his mental power to test w.a.n.g Lu’s talent.

But after waiting for a long time, w.a.n.g Lu’s forehead still didn’t display any pattern. After seeing this phenomenon, Cheng Yang became relieved. As expected, my speculations is correct.

w.a.n.g Lu couldn’t check to see the pattern on her forehead, so quickly she asked: “Lord, what profession is suited for me? ”

Cheng Yang replied: “Your talent don’t have a tendency toward any particular profession, so it doesn’t matter which profession you pick. However, right now there’s only a transfer quota left for summoner among the four profession statues.”

w.a.n.g Lu didn’t know the benefits of talent, so she wasn’t too concerned about it. As for what profession oneself want, she actually has no particular preference. Since Cheng Yang said that the territory only have a spot for summoner, then choosing summoner is good.

A moment later, w.a.n.g Lu completed the transfer to summoner. As a result of the transfer, in her hands appeared a wooden stick.

Name: w.a.n.g Lu

Subordinate force: Luo Feng village

Occupation: Summoner Rank: Low-order summoner’s apprentice (0%)

Age: 27 Life: 110 years

Health: 30 Mana: 20

Physical Attack: 1 Magic Attack: 5

Physical Defense: 1 Magic Defense: 1

Attack Speed: 1 Movement Speed 1:1.2

Talent:

Skills:

Spiritualism: Level 1 (Summoner basic skill, through cultivation it can gradually enhance one’s strength. Skill level increases a.s.sociated with career-order ascension.)

Summon Dark Wolf: Level 1 (Summon a Dark Wolf that deals magic damage at close range. Inherits 100% of the Summoner properties, Dark Wolf’s duration lasts for 10 minutes, the cooldown is 1 minute. Spell consumes 10 mana. Proficiency 0%.)

Equipment:

Staff: Summoner status symbol, holds no additional properties.

After reading her properties, w.a.n.g Lu couldn’t help but ask: “Lord, what is this finance talent? ”

Cheng Yang couldn’t concealed the happy expression on his face, he said: “It’s a very good talent. ”

There are a few things Cheng Yang didn’t mentioned to her, that is the role of the finance talent is far more than just good. For a territory, it was going against heaven’s will. Not only is it important to the individual, but it’s also of great significance to the entire territory. Because people with finance talent can set up banks.

Banks, as the name implies, it’s where money is deposit or loans. According to Cheng Yang’s past life experience, the banks can be divided into two categories. The first type
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of bank is built by the individual, such banks must achieve a certain amount of power value before being build. Another type of bank is built in the name of the territory, the owners.h.i.+p of such banks belongs to the territory, i.e the lord. However, the capitals for the territory bank’s operation isn’t funded by the Lord, but by territory power value.

Under normal circ.u.mstances, the territory power value can’t be lent to people, but after the establishment of the bank, the Lord can allocate a portion of the territory power value to the bank, so that bank would be able to operate. This isn’t only favorable to the professions in the territory, but also beneficial to the development of the territory.

As far as Cheng Yang knows, professions with finance talents aren’t few, but it’s definitely not too much. There are approximately below 2,000 people with finance talents in the entire whole. Xiangcheng city also have a person with finance talent. It’s the person Cheng Yang brought back to the village, w.a.n.g Lu.  

The reason Cheng Yang brought w.a.n.g Lu back to the village was obviously isn’t so that she can have her own bank, but hopes that she can through Luo Feng village’s territory power value played its maximum role.

For the establishment of the bank under the rules of G.o.ds, Cheng Yang had some general understanding. The initial establishment of the bank is merely level 1. Its level is restricted to territory grade level and the financial planner’s profession rank.

“But how is this bank built? “w.a.n.g Lu with a look of loss on her face said.

Cheng Yang said with smile: “This is simple, you just have to go to the territory altar. Once you are there, you will discover that your personal properties will have an option where you can apply for the establishment of the bank. After that option is selected, the matters following it, I will handle them. ”

Cheng Yang’s innerly shouted: “Amitabha Buddha, why does this make me feel like the big bad wolf cheating on little red riding hood?”

After listening to Cheng Yang, w.a.n.g Lu didn’t have any doubt. She directly went before the territory altar, and according to Cheng Yang’s instructions click on the application for the establishment of the bank.

Almost simultaneously a familiar voice sounded in Cheng Yang’s mind.

Dear Lord, your territory has received a new application. Please deal with it as soon as possible.

This is the first time that Cheng Yang heard of such tips. It seems the G.o.ds are quite humane.

Cheng Yang immediately approached the altar. He opened up the territory’s management page, and sure enough next to w.a.n.g Lu’s name was a message prompt.

“Do you agree with w.a.n.g Lu building a bank? ”

“I agree! ”

“Please select a banking model. ”

“Territory complete owners.h.i.+p. ”

“Because you have chosen the territory complete owners.h.i.+p model, the necessary materials for setting up the bank and funding the operation will be supply for by the territory. As the person in charge of the banking operation, the financial planner will be given 1% of the bank’s proceeds as reward for their services. Do you agree? ”

“I agree! “Cheng Yang secretly curse. How can he not agree? This clause is entirely written by the overlord. Fortunately, this 1% isn’t much. Although after the bank developed, the daily income will be very impressive, but that is also something w.a.n.g Lu deserved.

“Please name the bank. ”

“Luo Feng bank. “A bank in Luo Feng village is naturally called Luo Feng bank.

After all the options has been selected, in Luo Feng village’s properties panel, under the constructable buildings column was added a new building, Bank.  

Luo Feng bank: Luo Feng bank was owned by Luo Feng village. After the completion of the bank, a portion of the territory power value can be allocated to the bank. Bank will be managed by the financial planner to generate revenue. Resources needed: 500 cubic meters of wood, 50 cubic meters of stone.

After reading this brief introduction, Cheng Yang finally heaved a sigh of relief. Although 500 cubic meters of wood is a lot, but the territory can still afford it. As for the 50 cubic meters of stone, although the village don’t have any stone at the moment, but by tomorrow there should be enough cobble together.

“Is it okay? “w.a.n.g Lu waited for a while but after seeing no activity, she softly asked.

Cheng Yang said: “It’s alright for the time being. When tomorrow arrive, all the resources should be collected, so at that time the bank can be set up. Later on, you will be the manager of this bank. ”

w.a.n.g Lu sincerely said: “Lord, rest a.s.sured. I used to be accounting. I will make sure this bank’s operation goes smoothly. ”

Cheng Yang nodded his head, and then came before the five profession statues. In each of the statue, he selected an option to upgrade. This should be done yesterday night, but because the territory power value was empty, he had to wait until now.

This time, Cheng Yang chose to upgrade the four main profession statues’ physical defense. As for the priest statue, the mana attribute was selected for enhancement. At the moment, the priest statue has already completed upgrading the divine attribute, and the attack attribute. Once the remaining four attributes is upgraded, the priest statue will be able to promote to the next level.  

After finis.h.i.+ng this matter, Cheng Yang with w.a.n.g Lu return back to his small courtyard.

Liu Hao and the others also stayed in the courtyard, and has yet to leave. After seeing Cheng Yang come back, everyone curiously gaze at him with a pair of eyes that expressed if you don’t say the reason then this matter won’t end.

Cheng Yang said: “w.a.n.g Lu has been transferred. She received a special talent called finance, and can set up banks in the territory. In the future, our territory’s excess power value can achieve circulation through the bank. At the same time, our excess power value can also be deposited in bank. ”

Everyone isn’t a fool, naturally they know the importance of the bank. The doubts they had just now also faded away.

“Old Niu, starting today w.a.n.g Lu will be appointed to your team, so make sure she get familiar  with the basic knowledge of fighting. Even if later on she have to spent more time dealing with the bank, but in this apocalyptic world, fighting will always be the main theme. It can’t be put aside. “Cheng Yang a.s.serted.

Niu Bing immediately complied.

Then, Liu Hao and the others one by one began to leave the small courtyard. Everyone in accordance with Cheng Yang’s command went to seek for the necessary amount of people.

This unified action with Cheng Yang is something they are all looking forward to. Along with the blessing of Cheng Yang’s redirection skill, the efficiency they will have for gathering power value will increase by several folds.

10 minutes later, Liu Hao and the others brought their people back to the courtyard. Then, under the leaders.h.i.+p of Cheng Yang left Luo Feng village.  

“Lord, where are we going today? Are we going to continue killing enchanted beast groups in the surrounding? “Liu Hao at one’s side, hurriedly asked.

Cheng Yang said: “That’s what you want? Don’t you think about anything beside looking for trouble with these enchanted beasts? ”

Liu Hao emerged a wry smile: “Lord, it’s all very well to talk, but getting things done is another matter. We are still only at the low-order apprentice, so being able to fight against first early-order enchanted beast group  is pretty good. You can’t be under the impression that everyone is as strong as you. Besides, in this world other than fighting enchanted beasts, what else is there to do? The only difference between them is their strength. We are looking forward to trouble with the enchanted beasts, but could it be that Lord you aren’t looking for trouble with the enchanted beast? ”

Cheng Yang says smilingly: “Your goal is to kill the enchanted beasts, but my goal is to get those benefits behind these enchanted beasts.”

Liu Hao was slightly stunned, but soon he instantly understood. Surprised he asked: “Boss, what good items will come out this time?”

Cheng Yang lightly laughed: “It’s a secret, you have to get there to know.”

Liu Hao became speechless, but soon he recovered and continued chasing behind Cheng Yang. Lee Wanshan and Zhao Chuan, these two men also couldn’t help but pick up their pace, and it turns out their direction of travel was toward Xiangcheng city.

At this moment, from Luo Feng village to the south channel of Xiangcheng city, this section of the road almost all belongs in the scope of the territory, so basically along the way they didn’t encounter any enchanted beast. Only after going through the south channel did a number of enchanted beast started appearing.

This time, Cheng Yang didn’t choose to select the familiar path, on the contrary he chose path that hasn’t been explored yet.