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Mr. Wallingford now made preparations for removing to the old mansion, which was still the handsomest place, by all odds, in our town.
One day, early in the summer, I received a note from Mr. Wallingford, asking me to call around at Ivy Cottage in the evening. At the bottom of the note, was a pencilled line from his wife to Constance, asking the pleasure of seeing her also. We went after tea.
"Come with me to the library, Doctor!" said my excellent friend, soon after our arrival. "I want to have a little talk with you."
So we left the ladies and retired to the library.
"My business with you to-night," said he, as we seated ourselves, facing each other, on opposite sides of the library-table, "is to get at some adjustment of affairs between us, as touching your executors.h.i.+p of the Allen estate. I have asked two or three times for your bills against the estate, but you have always put me off. Mr. Wilkinson, on the contrary, rendered an account for services, which has been allowed and settled."
"The business required so little attention on my part," I replied to this, "that I have never felt that I could, in conscience, render an account. And besides, it was with me so much a labor of love, that I do not wish to mar the pleasure I felt by overlaying it with a compensation."
"No man could possibly feel more deeply your generous good will toward me and mine--manifested from the beginning until now--than I do, Doctor.
But I cannot permit the obligation to rest all on one side."
He pulled out a drawer of the library-table, as he said this, and taking therefrom a broad parchment doc.u.ment, laid it down, and while his hand rested upon it continued--
"Antic.i.p.ating that, as heretofore, I might not be able to get your figures, I have taken the matter into my own hands, and fixed the amount of compensation--subject, of course, to objections on your part, if I have made the award too low. These papers are the t.i.tle deeds of Ivy Cottage, executed in your favor. There are memories and a.s.sociations connected with this dear spot, which must for ever be sacred in the hearts of myself and wife; and it would be pain to us to see it desecrated by strangers. In equity and love, then, we pa.s.s it over to you and yours; and may G.o.d give you as much happiness beneath its roof as we have known."
Surprise kept me silent for some time. But as soon as my thoughts ran free, I answered--
"No--no, Mr. Wallingford. This is fixing the sum entirely beyond a fair estimate. I cannot for a moment--"
He stopped me before I could finish the sentence.
"Doctor!" He spoke with earnestness and deep feeling. "There is no living man to whom I am so heavily indebted as I am to you. Not until after my marriage was I aware that your favorable word, given without qualification, bore me into the confidence of Mrs. Montgomery, and thus opened the way for me to happiness and fortune. My good Blanche has often repeated to me the language you once used in my favor, and which awakened in her mind an interest which gradually deepened into love. My heart moves towards you, Doctor, and you must let its impulses have way in this small matter. Do not feel it as an obligation. That is all on our side. We cannot let Ivy Cottage go entirely out of the family. We wish to have as much property in it as the pilgrim has in Mecca. We must visit it sometimes, and feel always that its chambers are the abodes of peace and love. A kind Providence has given us of this world's goods an abundance. We did not even have to lift our hands to the ripe cl.u.s.ters.
They fell into our laps. And now, if, from our plenty, we take a small portion and discharge a debt, will you push aside the offering, and say, No? Doctor, this must not be!"
Again I essayed objection; but all was in vain. Ivy Cottage was to be our pleasant home. When, on returning with Constance, I related to her what had pa.s.sed between Mr. Wallingford and myself, she was affected to tears.
"If I have ever had a covetous thought," she said, "it has been when I looked at Ivy Cottage. And to think it is to be mine! The sweetest, dearest spot in S----!"
There was no putting aside this good fortune. It came in such a shape, that we could not refuse it without doing violence to the feelings of true-hearted friends. And so, when they removed to their new home, we pa.s.sed to Ivy Cottage.
The two years that followed were marked by no events of striking interest. The affairs of Judge Bigelow continued to a.s.sume a better shape, under the persistent direction of Mr. Wallingford, until every dollar which he had invested in the cotton mills was withdrawn and placed in real estate or sound securities. Long before this there had come an open rupture between the old man and his nephew; but the Judge had seen his real character in so clear a light that friends.h.i.+p was no longer desirable.
CHAPTER x.x.x.
And now we have come down to the memorable summer and fall of 1857. No gathering clouds, no far-distant, low-voiced thunder gave warning of an approaching storm. The sky was clear, and the sun of prosperity moving onward in his strength, when, suddenly, from the West came a quick flash and an ominous roll of thunder. Men paused, looked at each other, and asked what it meant. Here and there a note of warning was sounded; but, if heeded by any, it came too late. There followed a brief pause, in which people held their breaths. Then came another flash, and another rattling peal. Heavy clouds began to roll up from the horizon; and soon the whole sky was dark. Pale face looked into pale face, and tremulous voices asked as to what was coming. Fear and consternation were in all hearts. It was too late for any to seek refuge or shelter. Ere the startled mult.i.tudes had stirred from their first surprised position, the tempest came down in its fury, sweeping, tornado-like, from West to East, and then into one grand gyration circling the whole horizon. Men lost courage, confidence, and hope. They stood still while the storm beat down, and the fearful work of destruction went on.
No commercial disaster like this had ever before visited our country.
Houses that stood unmoved through many fierce convulsions went down like brittle reeds, and old Corporations which were thought to be as immovable as the hills tottered and fell, crus.h.i.+ng hundreds amid their gigantic ruins.
Among the first to yield was the greatly extended house of Floyd, Lawson, Lee, & Co. The news came up on the wires to S----, with orders to stop the mills and discharge all hands. This was the bursting of the tempest on our town. Mr. Dewey had gone to New York on the first sign of approaching trouble, and his return was looked for anxiously by all with whom he was deeply interested in business. But many days pa.s.sed and none saw him, or heard from him. Failing to receive any communication, Squire Floyd, who had everything involved, went down to New York. I saw him on the morning of his return. He looked ten years older.
It was soon whispered about that the failure of Floyd, Lawson, Lee, & Co. was a bad one. Then came intimations that Mr. Dewey was not in New York, and that his partners, when questioned about him, gave very unsatisfactory replies.
"Have you any notes of the Clinton Bank, Doctor?" said a friend whom I met in the street. "Because, if you have, take my advice and get rid of them as quickly as possible. A run has commenced, and it's my opinion that the inst.i.tution will not stand for forty-eight hours."
It stood just forty-eight hours from the date of this prophecy, and then closed its doors, leaving our neighborhood poorer by the disaster over two hundred thousand dollars. There was scarcely a struggle in dying, for the inst.i.tution had suffered such an exhausting depletion that when its extremity came it pa.s.sed from existence without a throe. A Receiver was immediately appointed, and the a.s.sets examined. These consisted, mainly, of bills receivable under discount, not probably worth now ten cents on the dollar. Three-fourths of this paper was drawn or endorsed by New York firms or individuals, most of whom had already failed. The personal account of Ralph Dewey showed him to be a debtor to the Bank in the sum of nearly a hundred thousand dollars. The President, Joshua Kling, had not been seen since the evening of the day on which the doors of the Clinton Bank were shut, never to be opened for business again.
His accounts were all in confusion. The Cas.h.i.+er, who had succeeded him on his elevation to the Presidency of the inst.i.tution; was a mere creature in his hands; and from his revelations it was plain that robbery had been progressing for some time on a grand scale.
As soon as these disastrous facts became known to the heaviest sufferers in S----, the proper affidavits were made out, and requisitions obtained for both Dewey and Kling, as defaulters and fugitives from justice.
The Sheriff of our county, charged with the duty of arrest, proceeded forthwith to New York, and, engaging the services of detectives there, began the search for Dewey, who, it was believed, had not left that city. He was discovered, in a week, after having dexterously eluded pursuit, on the eve of departure for England, disguised, and under an a.s.sumed name. His next appearance in S----was as a prisoner in the hands of our Sheriff, who lodged him in jail. Very heavy bonds being required for his appearance at court, there was not found among us any one willing to take the risk, who was qualified to become his surety. And so the wretched man was compelled to lie in prison until the day of trial.
Immediately on his incarceration, he sent for Mr. Wallingford, who visited him without delay. He found him a shrinking, cowed, and frightened culprit; not a man, conscious of rect.i.tude, and therefore firm in bearing, though in a false and dangerous position.
"This is a bad business, Mr. Wallingford," he said, on meeting the lawyer--"a very bad business; and I have sent for you as a professional gentleman of standing and ability, in order to have a consultation in regard to my position--in fact, to place myself wholly in your hands. I must have the best counsel, and therefore take the earliest opportunity to secure your valuable services. Will you undertake my case?"
"That will depend, Mr. Dewey," was answered, "entirely upon how it stands. If you are falsely accused, and can demonstrate to me your innocence, I will defend you to the utmost of my ability, battling your accusers to the last. But if, on the contrary, you cannot show clean hands, I am not the one to undertake your case."
Dewey looked at Mr. Wallingford strangely. He scarcely comprehended him.
"I may have committed mistakes; all men are liable to error," he replied.
"Mistake is one thing, Mr. Dewey, and may be explained; fraud is another thing, and cannot be explained to mean any thing else. What I want you to understand, distinctly, is this: If your connection with the Clinton Bank has been, from the beginning, just and honorable, however much it may now seem to be otherwise, I will undertake your case, and conduct it, I care not through how great difficulties, to a favorable issue. But if it has not been--and you know how it stands--do not commit your fate to me, for I will abandon you the moment I discover that you have been guilty of deliberate wrong to others."
The countenance of Mr. Dewey fell, and he seemed to shudder back into himself. For some time he was silent.
"If there is a foregone conclusion in your mind, that settles the matter," he said, at length, in a disappointed tone.
"All I ask is clear evidence, Mr. Dewey. Foregone conclusions have nothing to do with the matter," replied Mr. Wallingford, "If you know yourself to be innocent, you may trust yourself in my hands; if not, I counsel you to look beyond me to some other man."
"All men are liable to do wrong, Mr. Wallingford; and religion teaches that the door of repentance is open to every one."
"True, but the just punishment of wrong is always needed for a salutary repentance. The contrition that springs from fear of consequences, is not genuine repentance. If you have done wrong, you must take the penalty in some shape, and I am not the man knowingly to stay the just progression of either moral or civil law."
"Will you accept a retaining fee, even if not active in my case?" asked Mr. Dewey.
"No," was the emphatic answer.
A dark, despairing shadow fell over the miserable man's face, and he turned himself away from the only being towards whom he had looked with any hope in this great extremity of his life.
Mr. Wallingford retired with pity in his heart. The spectacle was one of the most painful he had ever witnessed. How was the mighty fallen!--the proud brought low! As he walked from the prison, the Psalmist's striking words pa.s.sed through his mind--"I have seen the wicked in great power, and spreading himself like a green bay tree; yet he pa.s.sed away, and lo, he was not."
When the day of trial came, Mr. Wallingford appeared as counsel for the creditors of the Clinton Bank, on the side of the prosecution. He did not show any eagerness to gain his case against the prisoner; but the facts were so strong, and all the links in the chain of evidence so clear, that conviction was inevitable. A series of frauds and robberies was exposed, that filled the community with surprise and indignation; and when the jury, after a brief consultation, brought in a verdict of guilty, the expression of delight was general. Detestation of the man's crimes took away all pity from the common sentiment in regard to him. A sentence of five years' expiation in the State prison closed the career of Ralph Dewey in S-----, and all men said: "The retribution is just."
Squire Floyd lost everything, and narrowly escaped the charge of complicity with Dewey. Nothing but the fact of their known antagonism for some two or three years, turned the public mind in his favor, and enabled him to show that what appeared collusion, was only, so far as he was concerned, fair business operations. With the wreck of his fortune he came very near making also a wreck of his good name. Even as it was, there were some in S----who thought the Squire had, in some things, gone far beyond the rule of strict integrity.
Judge Bigelow, thanks to the timely and resolute intervention of Mr.
Wallingford, stood far away from the cras.h.i.+ng wrecks, when the storm swept down in fearful devastation. It raged around, but did not touch him; for he was safely sheltered, and beyond its reach.
CHAPTER x.x.xI.