Hidden Treasures Part 33

This preacher will occupy one hour in preaching a twenty-five minute discourse, and then complain because people are not interested in his sermons. We do not justify Sabbath-breaking, nor a lack of religious interest, but the preacher who is unwilling to take any responsibility upon himself for such a state of things is lacking somewhere. We speak of the clergyman simply as ill.u.s.trative of our idea in this matter. The same rule applies to the lawyer, physician, or merchant--the mechanic, artist or laborer. If I was a day laborer building a stone wall I'd study my work and push it so vigorously that I would soon be, if not the best, at least one of the best workmen anywhere to be found. Strive to be an authority. Wasted opportunity; there is the root of thousands of failures.

A recent paper states that nine-tenths of our young lawyers fail from lack of study. Here is a thought for the clergyman who thinks he should have a better place. Of course there are circ.u.mstances to be considered, but the man of determination bends circ.u.mstances to his will. A man imagines himself capable of filling a higher place than he does. He imagines himself a Webster, a Lincoln, a Garfield, a Spurgeon--'but vainly waits for circ.u.mstances to favor his deserved promotion. Look at Spurgeon; was he picked up bodily and placed in the pulpit he now stands upon? No, but he was full of the Holy Ghost, and without thought of what he deserved began preaching in the street. Was Talmage placed in the Tabernacle because he was of real inferiority to other preachers.

No; but he was original, he borrowed from no one, he did his best, he fits the notch in which he is placed. Did people get down on their knees to Beecher, begging him to occupy Plymouth church? They recognized the necessity of concentration; and, although you see them in other fields, at times, still it was not until they had mastered their first undertaking. Elihu Burritt mastered over forty different languages by taking one at a time.

The writer, in early youth, learned a lesson which has ever been of inestimable benefit to him. The next lessons would begin Fractions, something we never had taken. We began to glance through that part of the book, and soon became thoroughly convinced that we should never be able to master their intricacies, at once becoming despondent. Coming home at night, he spoke of his discouragement, when his father set to work explaining the first principles. Thus, step by step, the stubborn principles were mastered, and to-day, if there is any part of Arithmetic in which he excels it is in Fractions.

"Never cross bridges until you come to them." A man should plan ahead, but he should be hopeful--not confident--should never borrow trouble, and must avoid all extremes. Another cause of failure is: The habit of endorsing without security. No one should ever endorse any man's paper without security or an equivalent. I hold that no man has a right to ask you to endorse his paper unless he can either endorse for you or give good security. Of course there are cases where a brother, who is young and cannot give security, can be helped into business; but his habits must be his security, and his duty is to have made his previous life a guarantee of his ability to safely conduct the business. But even in such cases a man's first duty is to his family, and he should never endorse, even a brother's paper, to a greater amount than he feels that he could reasonably lose.

A man may be doing a thriving manufacturing business--another man comes to him and says: "You are aware that I am worth $20,000, and don't owe a dollar; my money is all locked up at present in my business, which you are also aware is to-day in a flouris.h.i.+ng condition. Now, if I had $5,000 to-day I could purchase a lot of goods and double my money in a few months. Will you endorse my note for that amount?" You reflect that he is worth $20,000, and, therefore, you incur no risk by endorsing his note. Of course, he is a neighbor; you want to accommodate him, and you give him your name without taking the precaution of being secured.

Shortly after he shows you the note, cancelled, and tells you, probably truly, that he made the profit expected by the operation. You reflect that you have done him a favor, and the thought makes you feel good.

You do not reflect, possibly, that he might have failed for every dollar that he was worth, and you would have lost $5,000. You possibly forget that you have risked $5,000 without even the prospect of one cent in return. This is the worst kind of hazard. But let us see--by and by the same favor is again asked, and you again comply; you have fixed the impression in your mind that it is perfectly safe to endorse his notes without security. This man is getting money too easily. All he has to do is take the note to the bank, and as either you or he are considered good for it, he gets his cash. He gets the money, for the time being, without an effort. Now mark the result: He sees a chance for speculation outside of his business--a temporary investment of only $10,000 is required. It is sure to come back even before the note is due. He places the amount before you and you sign in a mechanical way.

Being firmly convinced that your friend is perfectly responsible, you endorse his notes as a matter of course. But the speculation does not develop as soon as was expected. However, "it is all right; all that is needed is another $10,000 note to take up the former one at the bank."

Before this comes due the speculation turns out a dead loss. This friend does not tell you that he has lost one-half his fortune--he does not even tell you that he has speculated at all. But he is now thoroughly excited, he sees men all around making money--we seldom hear of the losers--"he looks for his money where he lost it." He gets you to endorse other notes at different times upon different pretenses until suddenly you are aware that your friend has lost all his fortune and all of yours. But you do not reflect that you have ruined him as well as he has ruined you.

All this could have been avoided by your GENTLEMANLY but BUSINESS-LIKE BEARING on the start. If you had said: "You are my neighbor, and of course, if my name will be of use to you at the bank, you can have it.

All I ask is security. I do not at all distrust you, or your plan, but I always give security when I ask such a favor and I presume that you do."

If you had simply asked security he could not have gone beyond his tether, and, possibly, very likely would not have speculated at all.

What the world demands is thinking men. Let justice rule in all business transactions. How many men would not waste another man's property, but would waste that which belongs to his family! Ah! we want more men who will recognize family demands for justice, as well as other people's demands--men who have the brains to comprehend that it is possible to cheat their own family as well as their neighbor.

Another frequent cause of failure is a neglect of one's business. There are many causes for this. One thing is certain, a man will attend to his business in proportion to the amount of interest he has in that business. This applies to all vocations, either in the professions, business, or manual labor. If we see a man playing checkers day after day in some corner-store, although the game itself may be no harm, still it is wrong for that man to waste valuable time.

Then there are pool and billiards. How many young men have been ruined for life, and possibly eternally d.a.m.ned, just by beginning a downward course at the billiard room. There is a peculiar fascination in the game of pool or billiards which cannot be described. Of course it is only a game for the cigars--yes, that's it; one habit leads to another. The young man who smokes goes in and in one evening's fun, "wins" fifteen or twenty cigars. He argues that he has got smoking material for two or three days or a week for nothing, but listen: He plays pool for ten cents a game. If he beats, his opponent pays; if his opponent beats, he pays. Each game is distinct by itself, and has no bearing on any previous game. Now, if you play and win two out of three games right straight along, you are steadily losing.

Every game you lose is ten cents gone that you can not possibly win back. If you play twenty-five games, (and it won't take long for good players to do that in an evening), and you win two out of three, you will then be out at least eighty cents. If you win twenty-four out of the twenty-five, you would be out ten cents. Don't you see that the percentage is against the player. You never heard of a man making anything playing pool or billiards unless he was in the business. You have personally seen many young men working by the day who admit that they have spent from $100 to $1,000 during the three to five years they had played. Now, why is it some succeed while others fail?

There is one thing that nothing living ever naturally liked except a vile worm, and that is tobacco; yet, how many people there are who cultivate this unnatural habit. They are well aware that its use does harm. It is a harder job to learn it than to learn to like castor oil, yet they will persist in it until they learn to long for it. Young lads regret that they are not men; they would like to go to bed boys and wake up men. Little Charlie and Harry see their fathers or uncles smoke, if not, then they see somebody's father or uncle puffing along the street, "taking comfort," and they think that is one of the essentials of being a man. So they get a pipe and fill it with tobacco, and as the parents, instead of persisting until they gain their affections, slowly teaching them to detest wrong, fly to pieces and say, "I will whip you if I see you doing that again." So little Charlie and Harry get out behind the barn and light up. By and by Charlie says, "Do you like it, Harry"? And that lad dolefully replies, "Not very much; it tastes bitter." Presently he turns pale and soon offers up a sacrifice on the altar of fas.h.i.+on.

But the boys stick to it, and at last conquer even their appet.i.tes, learning to prefer their quid to the most delicious peach.

I speak from personal knowledge, for I have seen the time that I never felt prouder than when behind a five or ten cent cigar or meerschaum.

But that time is pa.s.sed with me, and I never see a poor clerk going along the street puffing a cigar which he must know he can ill-afford to buy, but I think of what a man once said in speaking of a cigar: "It is a roll of tobacco with fire on one end and a fool on the other." One cigar excites the desire for another, hence the habit grows on a person.

These remarks apply with ten fold force to the use of intoxicants. No matter how bountifully a man is blessed with intelligence, if the brain is muddled, and his judgment warped by intoxicating drinks, it will simply be impossible for him to succeed, to his utmost bounds, at least.

Orators for years have told you of the degradation and want that the "social gla.s.s" brings us to. Stories innumerable have been told of husbands leaving all they loved in this world to satisfy these unnatural desires. One habit indulged leads to another. We have seen how even the "innocent" habit of smoking may have an influence in deciding a young man to take the next step. Once in the billiard room it is not hard to see how the young can be led on to drink, first one thing, then another.

We will say nothing of cards. Card-playing, gambling, is only the natural result of these other evils, that is, they tend that way, they go with it and it goes with them. Where one is found you will often find the other.

The coroner can tell you more about the results of bad habits than I can. To those who to-day may be so unfortunate as to be under the fascination of any habit, let me say that you can overcome that habit, and learn to detest it, too. Young man, you desire to be rich and succeed, but you disregard the fundamental principles of success--hence fail. Why wouldn't you? You might as well expect to build a fine house without a foundation. You desire to gain wealth, yet you spend twenty cents every day on one extravagance or another, which, with interest, would amount to over $19,000 at the end of fifty years. There is food for thought for you. When you again wish to yourself that you were rich, and then take ten cents out of your pocket in the shape of a cigar, and proceed to burn it up, just let the thought pa.s.s through your mind, "What a fool I make of myself every day."

A man recently told the writer that he spent one dollar every day in treating and smoking. He is an ice dealer in New York City, and has done a good business for thirty years. I cannot say how long he has been spending this dollar a day, but I do know that one dollar earned each day, with interest, will make a man worth over $475,000 within fifty years. There is enough wasted by the average person within twenty-five years to make any family well off. The pennies are wasted in the desire to get the dollars. The dollars are not half so essential to success as the pennies. The old saying: "Honesty is the best policy," is surely true in more ways than one. There is more ways than one to succeed in this world.

A man may succeed in National honor, and yet have little of this world's goods. Many a Congressman, who has but little money, who sometimes feel the need of money, would not exchange places with a Rothschild. But it is not necessary to be either a Rothschild or a Webster, in order to succeed. It is a question in my mind, whether that man, who has lived wholly for self, is happy, even though he be rich as Croesus or as honored as Demosthenes.

Therefore let us not entirely lose sight of the fundamental law of success.--"Do unto others as you would have them do to you." "Put yourself in his place." What is success? It is doing our level best. It is the making the most of our abilities. If we do not do this we both sin, and lose the goal of earthly happiness.

"And is it too late?

No! for Time is a fiction, and limits not fate.

Thought alone is eternal. Time thralls it in vain.

For the thought that springs upward and yearns to regain The pure source of spirit, there is no TOO LATE."